Tax treatment is dependent upon the individual investor’s tax situation. As we are not qualified to discuss tax issues it is suggested that you seek advice from an accountant on this matter. We are also happy to speak with your accountant should you need anything clarified regarding our investment model and legal structure. Please note we would require written permission from you prior to speaking to a representative such as an accountant.
Yes, the investments are financed by equity and debt. Every project we take on has senior debt. The debt is the responsibility of the developer to source and must be agreed in principle before we launch a project to our investors. In case personal guarantees are required to secure the loan, they are the responsibility of the developer and there is no recourse for the loan towards our investors.
No, it is a non-liquid investment and as an investor you commit to the project for the full duration. You must consider whether such illiquidity might hinder your lifestyle and finances taking into account factors including age.
The minimum investment is £20,000. There is no defined maximum investment, however each investment will have a limited amount of funding being raised, and therefore there is an upper limit to how much equity can be invested in a single project.
The sale price is based on information extracted by estate agents and in-house analysts comparing the development with others in the area and the prices they achieved. We calculate our prices based on current market condition, not factoring any future rise or fall in prices.
Residents of EEA member states are welcome to invest. Restrictions vary from country to country and you should enquire with us if you live elsewhere in the world and wish to invest. Specifically US citizens residing in the US may not invest.
We cannot disclose this information due to data protection, but we can say that we have raised more than 6,500 investment units for UK investments, which equals nearly £130 million capital raised.
What type of investor are you?
High Net Worth Investor
I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:
I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
(a) the property which is my primary residence or any money raised through a loan secured on that property; or
(b) any rights of mine under a qualifying contract of insurance; or
(c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
(d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.
I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:
(i). I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
(ii) the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.
I am a self-certified sophisticated investor because at least one of the following applies:
(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.